
See What a Legal Basement Apartment Costs Before You Commit
Turning an 800 sq ft unfinished basement in Toronto into a legal 1-bedroom apartment costs about $108,000 to $160,000 CAD before HST at 2026 prices. The low end uses an existing door and the house furnace, and the high end adds a new side entrance and a separate heating system.
A legal apartment needs more than finished walls and a kitchen. It meets the building and fire rules for a second home inside your house, with fire separation, safe exits, and its own kitchen and bathroom.
Prices updated October 2026
Price Your Apartment
Your Project So Far
Project Total
What Changes the Cost
- Fire and sound separation: The code requires fire-rated drywall and sound insulation between the units, and a soundproof ceiling adds more.
- Exits and entrance: An exit window in each bedroom, a safe exit path, and a new side entrance each add to the total.
- Kitchen, bathroom, and electrical: A new kitchen and bathroom are the largest add-ons, and a second unit often needs a larger electrical panel.
- Heating, ventilation, and plumbing: A separate heating system costs more than extending the house furnace.
- Design, permits, and inspections: Drawings and permit applications add to the cost before work starts.



What Your Estimate Includes
This estimate prices the whole apartment with the finishing work included, so you use it in place of the basement finishing estimate. It covers framing, insulation, fire separation, drywall, flooring, paint, lighting, outlets, and connected smoke and carbon monoxide alarms.
Before

After

What True Frame Builders Checks Before Your Quote

Whether your home qualifies for a second unit, and which permits it needs, depends on your property. True Frame Builders confirms both when it reviews your saved project. Your final price depends on site conditions, measurements, chosen materials, and the full work plan. True Frame Builders visits, measures, and then sends your quote.
Common Questions
How much does a legal basement apartment cost in Toronto?
Turning an 800 sq ft unfinished basement into a legal 1-bedroom apartment costs about $108,000 to $160,000 CAD before HST at 2026 prices. The low end uses an existing door and the house furnace, and the high end adds a new side entrance and a separate heating system. Your own cost depends on your answers in the estimate and the condition of your basement.
What makes a basement apartment legal in Toronto?
The apartment meets the building and fire rules for a second unit and passes its permit inspections. That includes fire separation between the units, safe exits, and smoke and carbon monoxide alarms.
Can I turn my finished basement into a legal apartment?
Many finished basements convert. Select your existing kitchen or bathroom in the estimate to keep them, and True Frame Builders checks the layout, exits, ceiling height, and building systems before it sets the final scope.
Plan the Next Part of Your Project
Many apartment projects also include a kitchen renovation or a bathroom renovation upstairs. Each one has its own estimate, and your saved estimates add up to one project total.
For City of Toronto permit rules, see the Toronto secondary suite guide.